Our 4 Step Program
After signing up, We will then contact you for our first initial face-to-face credit education consultation. During this consultation we will review all 3 bureaus credit reports and discuss your individual credit plan.
We will sit with you and diligently review and analyze your reports with a fine tooth comb to ensure the reports are 100% ACCURATE!!
Once we receive your credit profile along with your disputes we will start the financial recovery process, drawing upon our vast arsenal of financial recovery strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit profile, this step will be repeated for each subsequent phase. While we are disputing your items you should receive updated reports from the credit bureaus. It is important to forward each updated report to us so we can track which questionable items were deleted.
The credit bureaus by law have 30 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 60 days from the day we send a dispute to the day you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to us. With this information we will update your account and send you a new email with your progress. These progress reports will be delivered to your e-mail periodically. This 4 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new phase begins, hopefully there will be less questionable items on your credit reports.